Secure Business & Property Funding with Confidence

We support brokers and business owners looking to arrange funding for time-sensitive, complex, or non-standard deals. If you’ve struggled to secure traditional finance, we may be able to help.

CharterHCP is a trusted funding partner for businesses and brokers across the UK. We help clients arrange finance for commercial property transactions, bridging loans, development projects, and asset-backed funding—especially where mainstream lenders are unable to assist.

“How It Works – What to Expect”

Why Clients Choose CharterHCP

Funding Solutions That Understand the Real World

At CharterHCP, we understand that not every deal fits into a neat box. We work with a broad panel of lenders, private funders, and alternative providers to help clients arrange bespoke solutions when conventional routes fall short.

Our team reviews each enquiry manually to ensure a tailored response based on your circumstances and needs.

Key Points:

Access to over 300 lenders and private funding sources

Trusted by professional introducers and business owners alike

Specialist support for non-standard, time-sensitive, and complex transactions

Trusted by professional introducers and business owners alike

Who We Support

We Typically Support Clients Seeking:

  • Bridging finance for time-sensitive purchases

  • Commercial or semi-commercial property funding

  • Property development finance

  • Auction finance

  • Business funding secured against assets

  • Refinancing solutions for existing debt

If your situation doesn’t fit the above but you believe we may be a suitable partner, you’re welcome to submit an application and our team will review it carefully.

Our Team

Terry Pritchard

Director

Adam Michaelson

Director

Thomas Pritchard

Director

 Submit Your
Application for Review

All funding enquiries are reviewed by our internal team. We aim to respond within 24–48 hours with next steps or clarification if required.

 This form is designed to help us assess your enquiry efficiently. Please complete all sections with as much detail as possible. We cannot assess personal loan requests or incomplete submissions.

Company Details

Registered or trading name (e.g. "Brighton Holdings Ltd")
If you use a different name from your registered company, enter it here (e.g. “Horizon Capital”)
Which category best describes your business? (e.g. property development, finance, construction, tech, etc.)
Your company’s official Companies House number (e.g. 12345678)
What year did you start the company? (e.g. 2019)

Project Overview

Briefly explain what your business does and who it serves (e.g. “We secure bridging finance for small developers in the UK.”)
Be specific—avoid vague terms like “early.” Examples: “Site purchased, planning approved, waiting on build quotes” OR “Offer accepted, survey pending.”
When is the project expected to launch or complete? If unsure, provide an estimate.
Timeline of major steps—include dates and who is responsible for each part.
List key advisors involved (e.g. solicitor, accountant, valuer). If not appointed, write “TBD.”

Security Details

Providing security significantly improves funding chances. Please complete as fully as possible.

Specify what type of property is being offered
Estimated current market value of the asset (e.g. £850,000)
From Land Registry. If unsure, leave blank and note “TBC.”
Select the legal ownership type: Freehold, Leasehold, or Share of Freehold.
List any additional assets you’re offering as security (e.g. other properties, equipment, guarantees).

Loan details

Avoid generic answers like “business” or “growth.” Be specific. Example: “Raising funds to complete acquisition of a mixed-use site in Leeds.”
How long do you need the loan for? Enter the loan duration in months (e.g. 12, 18, 36).
Total amount of funding being requested before any deductions (full loan value).
Expected or proposed interest rate per month (e.g. 0.85%).
Amount received after fees, interest, or retained interest have been deducted.
Overall facility value, including loan, interest, and any agreed reserves.
How much equity are you or the client contributing to the deal (in £ or %)?
Select the currency in which funding is being requested
Loan as a percentage of the property’s value (e.g. 70%).

Deal Summary

Include: what the business does, how it earns revenue, costs, key financials, and growth strategy.
How do you attract clients? Include digital, offline, partnerships, etc. Example: “Paid Google ads, LinkedIn outreach, property networking events.”
Write a short summary of the unique selling points of this business or project. What makes it stand out fromt he competition?
Include relevant history. Be honest—mention CCJs, insolvencies, or anything lenders may uncover.
Share a Google Drive, Dropbox, or data room link with documents: business plan, financials, etc.
Mention any lenders you've contacted. Example: “Approached ABC Finance – offer pending. Declined by XYZ Bank due to LTV.”
How will you repay the loan? Be clear and realistic. Example: “Exit via refinance once build is complete (target: Q4 2025).”

Introducer details

If this case is being referred by a broker or third party, please provide their details below. This ensures accurate tracking, smooth communication, and fair fee distribution. If you’re the borrower, just indicate it’s a direct case.

IF Introducer selected, please confirm contact details
Let us know if a broker fee is being added on top of the funding.
Enter the fee amount being charged (in £ or %).

We’ll review your application within 1–2 working days. If you have any questions, reach out to [[email protected]].

 This form is designed to help us assess your enquiry efficiently. Please complete all sections with as much detail as possible. We cannot assess personal loan requests or incomplete submissions.

 Frequently Asked Questions

How quickly can funding be arranged?

Every case is different. We aim to move swiftly, especially for bridging or urgent timelines, but this depends on deal structure and documentation.

Do you work with brokers and introducers?

Yes. We work closely with brokers across the UK and welcome new relationships.

Is there a minimum or maximum funding size?

We typically arrange funding from £250,000 upwards. Exceptions may apply based on security or structure.

Do you charge fees?

Fees may apply depending on the complexity of the deal and the lenders involved. Any costs will be outlined clearly before progressing.

Will you perform credit checks?

As an introducer, we do not conduct credit checks. However, our lender partners may do so as part of their due diligence process.

Copyright @CharterHCP, All Rights Reserved 2025
CharterHCP is a commercial funding specialist. We do not offer consumer credit or personal finance. All funding is subject to approval by third-party lenders. This website and its content are for informational purposes only and do not constitute financial advice.